Bruce Culver

I’m a Carroll County Maryland native and proud to serve the people of my community and the surrounding states. As a husband, father, small business owner, and Agent, I believe in giving back whenever possible and leading by example. My office has faithfully served our policyholders with car insurance, home insurance, life insurance and renter’s insurance for more than a decade. We are ready to help at your convenience; walk-in, call-in, click-in, or text us!

Auto Insurance

Buckle up with State Farm and get auto insurance in Maryland, Pennsylvania, Virginia and Delaware that fits your needs. You’ve got plenty of options — from collision and comprehensive to rental and ride-share. If you need more than an auto policy for the family, we provide car insurance coverage for new drivers, business travelers, collectors, and more. Not to mention, State Farm is the largest auto insurance provider in the U.S

You could even save more by combining the purchase of auto and home policies.

We can help you get started with a fast and easy auto insurance quote.

Homeowners Insurance

Protecting your largest asset from unexpected events life may throw your way with State Farm® Homeowners Insurance in Maryland, Pennsylvania, Virginia and Delaware. What’s covered? Your home insurance ensures you can repair or replace your home, as well as the items you value. Personal property is covered even if you're on vacation, running errands or holding items in storage.

More homeowners choose State Farm as their home insurance company over any other insurer.

My office can help you get started with a homeowners insurance quote. It’s fast and easy!

Renters Insurance

Renters insurance, also known as apartment insurance, covers your personal property — like computers, TVs, electronics, bicycles, furniture, and clothing — both inside and away from your apartment or other home that you may rent. Renters’ insurance coverage even extends to personal property in your car. Renters insurance typically covers losses to your personal property caused by fire, smoke damage, sudden and accidental covered water damage, thefts, burglaries, vandalism, or vehicle damage.

Please refer to your actual policy for a complete list of covered property and covered losses.

Start your renter’s insurance quote with my office today. It’s fast and easy!

Personal Articles

Do you have important treasures like collectibles, jewelry, sports equipment, and others? Your homeowners or renters’ insurance policy may limit coverage on some of your most valuable items. Make sure your valuables are protected with a Personal Articles Policy. A State Farm® Personal Articles Policy can even provide personal property coverage worldwide (perfect for vacations) in case of theft, accidental damage, or loss.

Talk to my office about a personal property insurance quote in Maryland, Pennsylvania, Virginia and Delaware.

Please refer to your actual policy for a complete list of covered property and covered losses.

Business Insurance

Whether your business is just starting, growing, or maturing, State Farm will provide you with smart options for business insurance in Maryland, Pennsylvania, Virginia and Delaware. Insurance for your business may include a business owner’s policy, commercial auto policy, individual health policy or even workers’ compensation. Like you, I'm a small business owner who knows the importance of developing a plan for continued financial security. My office knows your business means everything to you. As it grows, make sure you have the right business insurance products for your business.

Please refer to your actual policy for a complete list of covered property and covered losses.

Life Insurance

State Farm® life insurance helps your life's moments live on. Whether it keeps paying the bills, maintains a current standard of living, pays off debts or pays for college, the life insurance you choose can be there when it’s needed most by your loved ones. Help secure the future of your family with a term life; we have policy options to fit your needs and budget.

Start your life insurance quote online today or by calling my State Farm office.