Bruce Culver

As a native to Carroll County Maryland, I'm proud to serve the people of my community and the surrounding states. I believe in leading by example and giving back whenever possible. You're likely to see my red tent at events all around town. My office has faithfully served our policyholders with car insurance, home insurance, life insurance and renter’s insurance for over 15 years. We are eager to help at your convenience; walk-in, call-in, click-in, or text us!

Auto and Motorcycle Insurance

Buckle up with State Farm and get auto and motorcycle insurance in Maryland, Pennsylvania, Virginia and Delaware that fits your needs. You’ve got plenty of options — from comprehensive and collision to rental and ride-share. We provide insurance coverage for new drivers, business travelers, collectors, and more. Not to mention, State Farm is the largest auto insurance provider in the U.S.

You could even save more by combining the purchase of auto and home policies.

We can help you get started with a fast and easy auto insurance quote.

And yes... that's my vintage bike that's usually parked outside the office. :-)

Homeowners Insurance

Protecting your largest asset from unexpected events life may throw your way with State Farm® Homeowners Insurance in Maryland, Pennsylvania, Delaware, & Virginia. What’s covered? Your home insurance ensures you can repair or replace your home, as well as the items you value. Personal property is covered even if you're on running errand, on vacation, or holding items in storage.

More homeowners choose State Farm as their home insurance company over any other insurer.

My office can help you get started with a homeowners insurance quote. It’s fast and easy!

Renters Insurance

Renters insurance, also known as apartment insurance, covers your personal property — like computers, TVs, electronics, bicycles, furniture, and clothing — both inside and away from your apartment or other home that you may rent. Renters’ insurance coverage even extends to personal property in your car. Renters insurance typically covers losses to your personal property caused by fire, smoke damage, sudden and accidental covered water damage, thefts, burglaries, vandalism, or vehicle damage.

Please refer to your actual policy for a complete list of covered property and covered losses.

Start your renter’s insurance quote with my office today. It’s fast and easy!

Personal Articles

Do you have important treasures like jewelry, collectibles, sports equipment, and others? Your homeowners or renters’ insurance policy may limit coverage on some of your most valuable items. Make sure your valuables are protected with a Personal Articles Policy. A State Farm® Personal Articles Policy can even provide personal property coverage worldwide (perfect for vacations) in case of theft, accidental damage, or loss.

Talk to my office about a personal property insurance coverage in Maryland, Pennsylvania, Virginia and Delaware.

Please refer to your actual policy for a complete list of covered property and covered losses.

Business Insurance

Whether your business is just starting, growing, or maturing, State Farm will provide you with smart options for business insurance in Maryland, Pennsylvania, Virginia and Delaware. Insurance for your business may include a business owner’s policy, commercial auto policy, individual health policy or even workers’ compensation. Like you, I'm a small business owner who knows the importance of developing a plan for continued financial security. My office knows your business means everything to you. As it grows, make sure you have the right business insurance products for your business.

Please refer to your actual policy for a complete list of covered property and covered losses.

Life Insurance

State Farm® life insurance helps your life's moments live on. Whether it keeps paying the bills, maintains a current standard of living, pays off debts or pays for college, the life insurance you choose can be there when it’s needed most by your loved ones. Help secure the future of your family with a term life; we have policy options to fit your needs and budget.

Start your life insurance quote online today or by contacting my State Farm office.